FIR not required to claim Cell thefts insurance

Posted on | June 24, 2005 |

An insurance company, which refused to indemnify the owner of a lost mobile phone for the reason that she did not produce a copy of the FIR of the police complaint, has been ordered by a consumer court to pay the claim amount of Rs 8,700 along with compensation.

The National Insurance Company had repudiated Deepika Verma’s claim citing an “exclusion clause” that only a “Non-Cognizable Report was lodged mentioning that the cell phone was taken away by somebody” while the claim covers only “theft through force or violent entry or exit”.

Source: Rediff

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